In the spirit of fun and fictional “what if” scenarios, let’s imagine a world where the undead roam the streets and insurance agents suit up in armor.
Would life insurance have a role in such chaos? Probably not.
But hey, let’s explore anyway!
1.
Zombie Clause in Policies?
If life insurance companies had to rewrite policies for a zombie-infested world, they’d need new terms. “Death by reanimation” or “loss of humanity due to brain cravings” might be included. Sound far-fetched? Absolutely — that’s the fun of it!
2. Premiums in the Post-Apocalypse
Let’s be honest — collecting premiums might be tough when society collapses. But if you were somehow still able to file a claim, you’d better hope your policy covers “acts of the undead.”
3. Beneficiaries in Bunkers
Survivors might try to claim payouts from secret bunkers. Would insurance companies accept a claim written on blood-stained parchment and delivered by carrier crow? Doubtful. But imagining it is half the fun.
4. Immortality by Infection?
If becoming a zombie technically keeps your body moving… are you dead or undead? Insurance adjusters everywhere would probably call in for backup — or just run for the hills.
5. Final Thought: Keep It Light
In reality, life insurance is serious business. But it’s okay to occasionally smile at the absurd. Just remember, when the undead show up — your policy probably doesn’t cover that.